Location: Uniondale, new York 11556General Statement of Duties:Develop new business, negotiate and obtain credit approval of new Commercial Real Estate loans. Expand banking relationships to include referrals for business loans and deposit accounts, including operating accounts, lease security accounts and any other type of deposit relationship.Major Duties and Responsibilities:* Develop new business through existing contacts and expand contact base to include real estate brokers, mortgage brokers, lawyers, accountants and direct customer contact.* Keep abreast of market conditions, regarding interest rates, rental rates, sales activity and construction activity.* Review and analyze commercial loan requests. Analyze cash flows, internet research, financial statements, leases, physical conditions of real property, credit reports, construction costs and establish property valuations.* Perform site inspections and prepare inspection reports on all new loans.* Negotiate loan structures, issue proposal and commitment letters to brokers/customers and follow up on same.* Assist in coordination of loan closings.* Assist in re-evaluating annual financial statements.* Review and analyze all third party reports including but not limited to the appraisal, environmental and engineering reports.* Prepare loan submissions for presentation to Loan Committee.* Follow up on work escrow disbursements.* Follow up on negotiations with maturing loans.* Assist and coordinate all special projects assigned by Department Head.* Coordinate construction loan advances.Minimum Qualifications:Knowledge, Skills and Abilities:* Must have a Bachelor's Degree in Accounting or Finance.* Minimum three years experience in Commercial Real Estate Underwriting and two years in origination of Commercial Real Estate loans.* Must possess strong negotiating, appraisal review and credit analysis skills.* Good oral and report writing abilities.* Good sales demeanor.* Loan Workout experience.* Working knowledge of Microsoft word and excel.EOE M/F/Disability/Veteran/Sexual Orientation/Gender IdentityOther details* Pay Type Salary* Uniondale, NY, USA
Posted on : 2020-10-18T05:57:44Z
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