Loan Processor - Monmouth or Ocean County

E Mortgage Management    Township of Brick, NJ
Job Description

E Mortgage Management, LLC ( EMM ), is seeking a full time, experienced Mortgage Loan Processor to support its growing operations in Monmouth/Ocean County, NJ. EMM only hires the most experienced mortgage professionals in the industry.

The ideal candidate will have exceptional organizational and communication skills. Must be able to work under pressure, meet strict deadlines and manage multiple priorities with ease.

This position will work in our Union, NJ office, so local applicants are encouraged to apply.

Job Description for E Mortgage Management Mortgage Loan Processor
This role is responsible for processing residential mortgage loans that adhere to investor guidelines.

Job Duties

  • Manage a pipeline of 25-30 loans
  • Process both Purchase and Refinance Transactions, but a heavy focus on Purchase
  • Review rate lock expiration dates, closing dates, first and last submission to underwriting while meeting with the Manager weekly to review loan status for all loans
  • Process conventional, Bond, HARP, FHA, VA, USDA and 203K loans
  • Communicate to borrowers verbally via phone and electronically via email: conditions, changes to loan terms, approval and the process that will take them through closing
  • Coordinate and communicate with external parties to include but not limited to: real estate agents, title companies, appraisal AMC’s, builders, credit reporting agencies, insurance providers
  • Run automated underwriting and submit a quality and complete package to underwriting
  • Review all income documentation & asset documentation ,
  • Review property tax searches for accurate details and input correct amounts for property tax and insurance escrow impounds and applicable aggregate adjustments
  • Run compliance audit checks, order VODs, VOEs, VOMs, VORs, 4506T-IRS transcripts, credit supplements, verify accuracy of the 1003
  • Anticipate issues and/or problems that could impact the business and partner with management to provide valid solutions using a pro-active approach
  • Other Duties as assigned

Job Requirements

  • Have a minimum of 5 years processing experience
  • Experience processing purchase money loans
  • Encompass experience preferred
  • Trained and familiar with processing loans in the TRID environment
  • Working knowledge of standard FNMA/CHFA/FHA/VA/USDA/DU/LP
  • Ability to adapt to cyclical peaks during the month where volume increases
  • Strong analytical and problem solving skills

E Mortgage Management is proud to offer a wide range of benefits and a very competitive salary. Eligible employees can participate in the following benefits.

  • Medical, Dental, and Vision insurance
  • Company paid Life Insurance and LTD!
  • PTO plan
  • 401K plan with an employer match
  • And more!

*All positions are contingent upon the successful completion of a background check.

E Mortgage Management is an equal opportunity employer. NMLS #2926

Fri, 23 Aug 2019 21:04:33 GMT

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